We understand that looking through an insurance policy is the last thing you want to do as a business owner. Heck, many insurance agents don't like to do it either. The policy language can be lengthy and overwhelming, but it is very important to understand what is in your insurance policy. Having an agent who is familiar with the cannabis industry and knows what to look for in a policy will be vital to the growth of your business and may save you from uncovered claims in the future.
Without taking a detailed look at an insurance policy, you would think that they are all the same. This couldn't be further from the truth. There are many exclusions to a policy and many "give-backs" that you can miss even after reading through a policy multiple times. We understand its frustrating when clients come to us thinking they had proper coverage, only to find out they didn't. We want to truly understand your day-to-day operations so we can have proper limits in place and the right lines of coverage to make sure unforeseen events have a great chance of being covered.
If you haven't had any claims in the last few years, now would be the time to have an expert look at your policy. You may be thinking that your policy is covering you properly because you haven't had any issues, but that is a big mistake. It will never hurt to get a second opinion. If you need help reading over your policy or you think you may not have proper coverage, please contact us !